Author Bio: Tom has more than 23 years of experience in the financial industry in management and leadership roles, and runs his own business, Thomas Dowd Professional Development & Coaching, LLC. As a speaker, author, trainer and coach, he helps people creatively find ways to differentiate themselves in the workplace and to find their individual paths toward success. The company tagline is: "Transform into who you really want to be professionally." Starting in 2008, Tom was the vice … [Read more...]